LOANS/CREDIT
Credit Cards

Put a star in your pocket! With a StarTrust credit card, you are wise and you are wealthy because you're getting a competitive rate that saves you money all year around. We invite you to consolidate your credit card balances by transferring balances from other credit cards to a StarTrust Visa or MasterCard. There's no balance transfer fee!¹

View Your Credit Card Rewards Points.
View Your Credit Card Balance.
Pay Your Bill by Phone: 1.800.442.4757

	Platinum VISA or MasterCard (Variable rate)	Gold VISA or MasterCard (Variable rate)	Classic VISA or MasterCard (Variable rate)
Purchase Annual Percentage Rate (APR)²	9.90%	10.90%	11.90%
Cash Withdraw APR	9.90%	10.90%	11.90%
Balance Transfer APR	9.90%	10.90%	11.90%
Annual Fee	None	None	None
Grace Period	25 Days	25 Days	25 Days
Travel Accident Coverage³	$1,000,000	$250,000	$100,000
Extended Warranty Protection
Auto Rental Insurance
MasterAssist®4 Travel Assistance Services
Purchase Assurance®5
Satisfaction Guarantee6
Features for all credit card holders	Share your Credit Card with your family StarTrust Rewards points program at rewardsnow.com/startrust/. View your credit card balance online at gotomycard.com Pay your bill by phone at 1.800.442.4757

¹Interest accrues from date of posting. ²Variable rate. The Prime Rate used to determine your APR is the highest Prime Rate published in the Money Rates section of The Wall Street Journal on the 15th day for the preceding 3 months. ³Doubles the time period and duplicates the coverage of the original manufacturer's warranty, for a maximum of one year. ⁴Classic is offered Travel & Emergency Assistance Program ⁵Purchase Assurance® insures the cardholder for theft of, or damage to purchases. ⁶Provides a money-back guarantee if the cardholder becomes dissatisfied with a purchase and the merchant will not accept a return. Click here for the Credit Card Agreement.

StarTrust Rewards It's important to reward yourself for good deeds or a job well done. Well, we like to reward our credit card holders with StarTrust Rewards! Enjoy 24-hour online access to your StarTrust Rewards points to: check your points view merchandise view travel options redeem points view bonus items available for purchase and more! You accumulate one point for every dollar of retail purchases charged to your credit card. You can redeem your points for: Any Flight Any Hotel Any Resort Any Cruise Any Rental Car Brand-Name Merchandise Visit StarTrust Rewards Online for more details!

Share your Credit Card. Keep the Control. You have the option to share your credit card with any family member. Family members can receive their own credit card that's tied to your account. You designate the amount of your credit line that you would like to share, and monitor their monthly spending habits. It's the perfect way for you to teach your child good credit habits and help them establish their credit. Get more details. MasterCard SecureCode Protect your card when you shop online! Enroll in MasterCard SecureCode whenever you check out at a participating merchant web site. It’s fast and easy. Just enter the requested information to complete your transaction. Register today to see how we are working to protect your credit card. Verified by Visa Get the added security of Verified by Visa's password protection program and have peace of mind when making online purchases at participating online merchants. Click here for details and to register online.